That's after the endless dollars spent on ruggedly demanding camp in Maine, the Haitian humanitarian venture, the gap year researching the mosquito on Nantucket, the pre-college math camp at the University of Southern California and the unpaid internship in New York City.

Setting up automatic bill payments saves you time and money. Automating your payments can also help you pay your bills on time, avoid the interest and penalties associated with late payments, and even maintain a good credit score .

It has been said that money makes the world go round. Often, in banking or financing, FICO scores make the world go round.

This one could end up becoming one of the biggest PR disasters ever. A story has emerged from Jakarta over the last two days that claims that a 50-year-old customer was killed at a local Citibank office, after an alleged meeting with a Citi employee and two debt collectors said to be working with the firm to recover a credit card debt.

I have never held political office, local or otherwise. I have never been a member on any kind of board.

We've long advised against credit insurance as overpriced, and, over the last 10 years, banks have been phasing out that coverage where credit-card debt is concerned.

Insurance is a financial tool. We buy protection for a catastrophic situation we don't have enough money of our own to cover.

Credit cards are the epitome of convenience. Accepted everywhere from Bloomingdales to Burger King, we no longer have to skip lunch or wait to buy those new shoes.

H aving a financial plan in your life is the key to financial success in investing, saving and management of debt.

Financial debt negotiators are supposed to assist individuals decrease their financial debt by working together with creditors to lower repayment amounts for the personal debt.

Sort out your finances, by earning, spending and saving wisely! Combine it with the debt management techniques suggested below, to lead a stress-free life.

NDP leader Jack Layton has introduced a proposal to limit credit card interest rates to a maximum of 5 percentage points over the prime rate.

Managing money doesn't get easier with age. Workers often hit their peak earning years only to be pulled in several directions.

The Great Recession inspired many Americans to better manage their finances by cutting spending, saving more and tackling debt.

People are always coming out with quick fixes for tough problems. Take this pill and lose weight.

Canada's federal party leaders set their sights on families and small businesses Tuesday, offering money to students, tax breaks to employers, and help for people managing credit card debt.

It's a credit card service that might catch your eye. If you lose your job or fall into other financial hardship, you can cancel or defer payments in exchange for a monthly fee.

When your parents and grandparents were young adults -- or maybe when you yourself were -- managing money seemed simpler.

Financial education that works is all too rare, so don't feel bad if you're still learning.

Last update: March 28, 2011 - 5:00 PM I recently wrote a post on a survey that asked Americans about their plans for using their tax refunds.